Buyers

My Blog

Buyer Tools

*Many of the links below are Microsoft Power Point documents. If you are using a MAC and have problems opening these documents try going to this link for a MAC Power Point FAQ list. If you do not have Microsoft Powerpoint and would like to download a free PowerPoint Viewer click here.

Loan Application Requirements Checklist
Homeowner Training
Homebuyer Videos
Home Buying Basics – Get the straight facts
Rate Quotes – the truth you need to know
Fed Rate Cuts Do Not Equal Lower Mortgage Rates – 10/2008 Article by Barry Habib MUST READ
What is APR
Lot Loans
Jumbo Loans
Life After Short Sale
Nehamiah Program Explained
What you need to know about Distressed Properties
Fannie Mae Foreclosure Timelines
Your Credit Score & the Factors that influence it

FHA – INFORMATION AND UPDATES

Learn more about FHA Loans
The Rehab Loan
FHA Homeowner Association Questionaire
FHA Minimum Property Requirements
New Condo Rules for FHA effective October 1st 2009
FHA 91 day flipping rule now waived
Info we need to approve your FHA condo request

VA – INFORMATION AND UPDATES

FIRST TIME HOMEBUYER RESOURCES

GOVERNMENT HARDSHIP PROGRAMS

MORTGAGE INSURANCE INFORMATION AND UPDATES

Find out about Mortgage Insurance Premiums
How To Go About Cancelling Mortgage Insurance
How do I drop Mortgage Insurance

GOOD INFORMATION AND RECENT ARTICLES OF INTEREST

Who Needs to be Licensed
10 Rookie Homebuyer Mistakes
Are you Renting? Find out why it makes sense to BUY vs. Rent
Facing Divorce? During this difficult time there may be many questions you might be asking.
Utilities Checklist
Learn about Identity Theft and how you can avoid it!
How APR Costs Work
Refinancing
See what the Wall Street Journal Has to Say about Credit Scores

Introducing: The “HOME BUYERS HANDBOOK”

Don’t let anyone make these important decisions for you.You can’t put a decision this massive into the hands of anyone else.The “Home Buyers Handbook” will show you how to evaluate properties so that you can get the best deal possible while eliminating all the risks, so that you can get the home of your dreams!Here are a few questions that you’ll want to think about..