Buyers

Buyer Tools

• Loan Application Requirements Checklist
• Homeowner Training
• Homebuyer Videos
• Home Buying Basics – Get the straight facts
• Rate Quotes – the truth you need to know
• Fed Rate Cuts Do Not Equal Lower Mortgage Rates – 10/2008 Article by Barry Habib MUST READ
• What is APR
• Lot Loans
• Jumbo Loans
• Life After Short Sale
• Nehamiah Program Explained
• What you need to know about Distressed Properties
• Fannie Mae Foreclosure Timelines
• Your Credit Score & the Factors that influence it

• Learn more about FHA Loans
• The Rehab Loan
• FHA Homeowner Association Questionaire
• FHA Minimum Property Requirements
• New Condo Rules for FHA effective October 1st 2009
• FHA 91 day flipping rule now waived
• Info we need to approve your FHA condo request

• VA loans Demystified
• VA & Foreclosure Purchasing Rules
• VA Minimum Property Requirements
• VA Loan Questions You Need to Know

• First Time Homebuyer Package
• IRS Document for First Time Homebuyer Credit
• Why You Should Buy, Not Rent
• Contributions Paid by the Seller
• What is APR in Plain English Please

• Making Homes Affordable New Refinance Program
• Making Home Affordable Program Loan Modification
• How does the HOPE for Homeowners Program work
• Obama Unveils Homeowner Affordability and Stability Plan

• Find out about Mortgage Insurance Premiums
• How To Go About Cancelling Mortgage Insurance
• How do I drop Mortgage Insurance

• Who Needs to be Licensed
• 10 Rookie Homebuyer Mistakes
• Are you Renting? Find out why it makes sense to BUY vs. Rent
• Facing Divorce? During this difficult time there may be many questions you might be asking.
• Utilities Checklist
• Learn about Identity Theft and how you can avoid it!
• How APR Costs Work
• Refinancing
• See what the Wall Street Journal Has to Say about Credit Scores